Student Loans

Start your career with easy and affordable student loan

We provide stress-free student loans to overcome costs like tuition fees, accommodation expenses, travelling expenses, etc. Lacking sufficient backup can drain your budget. With us, undergraduate, hostellers, or postgraduate students can get from £1000 to £5000 for everyday purposes. It is repayable over 60 months.

Undergraduate students lacking part-time jobs can repay the loan after completing the course. Postgraduate students can pay the loan through a suitable payment method if overseas. We provide personalised assistance to make loans for students a breeze for you with multiple payment channels. Get a verified student loan in the UK on the same day in the registered account.

What are student loans?

Student loans are those loans for young people pursuing undergraduate and postgraduate studies. It helps individuals meet education-related expenses like maintenance and tuition costs without worries. These unsecured loans have fixed interest rates and small monthly instalments.

Here are the purposes you can use the loan for.

Tuition costs Maintenance costs
Additional Seminar fee Rental payments
Lectures Stationery costs
Libraries and computers access Car break repair costs
Course admin costs Travelling expense
Coursebook costs Food
Graduation costs Medical emergencies

Part-time learners can also get a student loan if studying at least 25% of the course. International students on a visa can get a minimal amount for everyday needs. One can also use international student loans in the UK to finance vocational learning/training.

As these are short-term loans, they have competitive interest rates. We, while providing student loan calculator for repayment idea, help you analyse the best amount you may qualify for. Easy repayments help you ensure regular payments and clear the loan hassle-free.

Representative Example

Borrowing £3,000 over 18 months at Representative 49.9% APR and Interest rate 49.9% p.a. (fixed) with monthly repayments of £240.04 and a total amount payable of £4320.72 All our loans terms from 6 to 36 months.

Warning: Late repayment can cause you serious money problems. For help go to

What are the main purposes of a loan for students?

A loan for students can help you beat tuition and maintenance costs with ease. At times, you want flexibility and dominance over finances. That’s why we provide student payday loans with no credit check. These short-term loans are ideal for emergency purposes. Here we have categorised where you can use the loan for:

  • Books and stationery

    Sometimes you cannot wait until a month to get that exclusive reference book. If you cannot wait any longer as your exams are approaching, you can use the loan to cover the costs. Similarly, you can purchase pencils, pens, rulers, or files for projects in cashless situations.

  • Energy Bills and subscriptions

    Whether you have shared accommodation or living alone, subscriptions and bills may bother you. If you are a little low on cash but want to avoid penalties, you can use these short-term loans to pay off energy bills- water, electricity, etc., on the due date. With a 15-minute fund sanction, you can avoid hefty penalties on bills. You can also cover your share of subscription costs with these loans.

  • Fund your educational trips and interview costs

    Get fast education loans and grab your ticket to the most awaited educational trip. Apart from trips, what gets one worried is- Interviews. Do not step back if you have been waiting for the interview mail and get it. Contact the student loans company, apply and get needed funds today and crack it hassle-free.

Does a loan for a student with bad credit exist?

With no detailed credit check and no guarantor, you can get a loan for a student with bad credit within moments of approval. Using the same, you can fix any need like- repairing the car or paying the emergency medical bill.

Here are some loans for students that you may get on bad credit:

  • Small business loans

    It is for students who wish to start a business or seek funds as self-employed after their studies. We provide start-up business loans to young entrepreneurs at cheap interest rates to ensure affordability. You can use these to fund your small business needs like- setting up home office space, running a portfolio website, getting clients through marketing, etc.

  • No guarantor loans

    Yes, we provide cheap student loans with no guarantor. You may qualify for no guarantor loans with stable income proof and finances. You can regulate the payments as per your affordability without disclosing it to someone else. If you cannot earn your first gig, you can get a guarantor to get the loan.

  • Instant loans for the unemployed

    Contact us if you are a student without stable employment but need urgent money. We provide instant loans for unemployed students to cater to any pressing need. You can qualify with a minimal source of income like- grants, scholarships, or part-time income with us.

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Apart from these options, you can approach us for immediate and easy approval on long-term loan for a student with bad credit. We do not approve the application until you know the repayment terms clearly. You can also get a guarantor/guardian with stable credit and income to get home loans for students.

What if you miss a student loan repayment?

We grant immense flexibility to students with payments on the loan. You do not need to pay until you have a suitable job opportunity. We do not charge interest rates until you begin loan payments.

If you are an undergraduate or postgraduate student in the UK and struggle to make a student loan repayment, contact us early. We may help you by rescheduling the repayments. You pay a lower monthly amount.

For example, if you were paying £44/month, you can reschedule your student loan repayment to £26 a month by contacting us 3 days before your next payment.

We analyse the circumstances and grant you the flexibility of a repayment holiday. We offer you a 60-day repayment holiday. If you are in between jobs or suddenly leave one, inform us. We halt the payments there. Search for job options (full-time/part-time) and clear the loan quickly.

Undergraduate Can halt the payments for 60 days
Post-graduate Can halt the payments for 30 days

We help you ensure the best of comfort in any unforeseen situation. Do not hesitate or fear default. Therefore, it will be better if you use our student loan calculator for repayment clarity.

What are student loan eligibility criteria?

Knowing the criteria to qualify helps to avoid failed application attempts. We consider students from nearly every walk of life. If you are any of the below categories, you may apply:

  • Knowing the criteria to qualify helps to avoid failed application attempts. We consider students from nearly every walk of life. If you are any of the below categories, you may apply:
  • Operating as a student away from home (but in the UK only)
  • If your course mandates you to spend a year abroad
  • An international student on a visa

Apart from this, there are other aspects of student loan eligibility criteria:

  • You must share valid admission proof from the respective university
  • You should have applied for a valid course/degree
  • Must be 18+ while applying

Undergraduates must pay the loan back once they start earning.

With us, even postgraduates can get accounting student loans quickly to meet requirements. You can qualify for a small amount under critical circumstances. Reveal a verified salary proof (part-time/full-time/self-employed/scholarship/unemployed benefits) and get the cash in minutes.

How to get these private student loans quickly?

We provide private student loans 24/7 in the UK to students and ours is a simple process to qualify. If you have any urgent cash requirement, you can begin your application by following the below easy steps:

Student loan application procedure
Step 1 Make an online application by filing the money you need and the term.
Step 2 Provide personal details like:
  • Full Name
  • Email Id
  • Date of Birth
  • Contact number
  • Postal code
Step 3 If you agree to the terms and conditions, click “SUBMIT”.
Step 4 We will analyse and approve your application after asking for valid income proof. You can receive the amount in your bank within minutes of approval.

Post loan approval, continue payments as per the private student loan agreement. In case of confusion, reach out to us.

Why get student loans from a direct lender like Everydayfunding?

Why get student loans from a direct lender like Everydayfunding?

With no documentation approach and an appreciable loan application approval rate (97%), we believe we are just the one you are looking for. If you have confusion, check the facilities that you can leverage with us:

  • Our transactions are encrypted
  • No upfront loan fee or hidden charges
  • Affordable deals on student loans for international students in the UK
  • We never force you or bother you with constant calls
  • Flexibility to set and remove direct debit
  • Provide Personalised student loan quotes
  • Top-up loan facility
  • Transparent loan fee structure

If you share any concerns, contact us today!

Frequently Asked Questions

Well, we have covered most parts of how we operate and eased up the deal for you. Here are some questions that customers ask.

Do student loans impact long-term financial capabilities?

What are some advantages/benefits of student loans?

What factors determine instant approval on these loans?

Can I take my application back if I do not find it apt?

Can I get quick money on week offs?