No Guarantor Loans

No guarantor loans with utmost feasibility

Are you in a dilemma about applying for loans due to the guarantor factor? Ignoring the importance of having a guarantor is not possible while applying for any loan. Of course, benefits like higher amounts to borrow and lower interest rates will be there for you.

Still, there is another reality. Not everyone has access to a person who can take their guarantee. What do to now? Everydayfunding can provide you with the key to solving this problem. It is nothing but a no-guarantor loan. Therefore, the major obstacle is now out of your way.

There is no hassle of getting a guarantor while borrowing from us. The process will be effortless once we adjust this factor while providing tailor-made loan proposals. These will be the specialised loan products where instant approval or same-day funding is almost assured.

Our working procedures are different from mainstream loan providers. We define your borrowing potential according to income, repayment likelihood, and current circumstances. Our offer for no guarantor loans is a representation of the following:

  • Amount between £1000 and £10000
  • Repay within 12 months to 60 months
  • Our loan rates are quite competitive

Representative Example

Borrowing £3,000 over 18 months at Representative 49.9% APR and Interest rate 49.9% p.a. (fixed) with monthly repayments of £240.04 and a total amount payable of £4320.72 All our loans terms from 6 to 36 months.

Warning: Late repayment can cause you serious money problems. For help go to

What does getting a no guarantor loan mean?

Loans with no guarantor in the UK symbolise short-term financing. It does not need the support of a guarantor, which means you need not have to trust anyone else. Instead, we believe in your financial ability. The nature of these loans will be short-term, and you should utilise them during the extreme funding need. The best time to go for these loans is during financial emergencies or when your savings are exhausted to manage the planned costs.

We take care of everyone’s finances, and therefore, our bad credit loans with no guarantor consist of easy-to-crack qualifying conditions and flexible instead of strict terms. It is why you have already got relaxation from past credit issues, bad credit scores, and the guarantor factor.

Such flexibility facilitates people from different walks of life to qualify. However, many of them visit us with the desire to have loans with no credit check or guarantor. We responsibly say that credit check is mandatory, but it will be a softer assessment at Everydayfunding. Convincing us is easy if you can testify to the source through which you are earning. It directly concerns your affordability and if you are good in that, loans are there to utilise.

You can qualify for our loans if you are a:

  • Student
  • Unemployed
  • Working professional
  • Self-employed
  • Retired
  • Bad creditor
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What makes a loan with no guarantor unlike payday loans?

The basis of our decision will be your performance regarding current transactions. We will not ask you to bring someone else to guarantee loan repayment. We want to trust your financial constancy in recent times, and based on it, we are open to offering loans with no interference from any third person.

In some scenarios, these loans with no guarantor can even be a superior choice for you than payday loans. Many individuals will say that these are the synonym for traditional payday loans, but our features differ both from each other. No guarantor loans are a better choice than salary-day loans. To clarify, here is the difference between these two funding products.

Loans without guarantor Payday loans
Get these loans without facing any hard checks, and a large amount can be borrowed. Payday loans with no credit check are also possible, but the amount will be too small.
Obtain no guarantor loans on an instant decision. Instant loan approval will be there, but there will be straightway rejection if your application has some errors.
We personalise loans at reasonable rates. Rates are high due to risk factors.
These loans let you borrow amounts for both financial emergencies and planned expenses. Payday loans with no guarantor are ideal for extreme emergencies only.

How to explore the advantages of loans with no guarantor?

What should drive you to get loans in the UK with no guarantor? Undoubtedly, it should be benefits that can maximise this borrowing opportunity for you. These loans help you overcome one of the pitfalls of traditional loans, i.e., a guarantor.

No need to feel uncomfortable while seeking support from us. You are free from this compulsion. Moreover, you can avail of other features like:

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  • Credit scores are insignificant

    Your credit scores are not crucial to us. Rather, your affordability can portray your financial character to us. For this reason, validating it is vital for us. If your repaying potential is convincing, you can apply for loans for young people without hesitation. Our lending practices never restrict us from offering loans to someone with stable financial conditions.

  • Obligations are almost zero

    You already know about our ‘no guarantor’ feature. Are you aware of our collateral-free lending policy? You can access unsecured loans with no guarantor without pledging any security. This attribute mainly intends to help non-homeowners overcome their hesitation. Now, they can contemplate applying for loans despite lacking assets.

  • Relief from surplus charges

    We work independently without any interference from a broker. Our charges comprise elements like interest fees and APR. No additional charges are part of our fee structure. Besides, you need not have to pay extra brokerage fees here. We will try to clarify the overall cost before you sign the agreement.

  • Money transfer in a flash

    Everydayfunding acknowledges the fact that people borrow during an emergency. Therefore, it will not serve the purpose if they do not get money in a flash. We look forward to providing the necessary support to help you accomplish the purpose. We have cut short the layover period. It helps in processing your request in no time. Finally, you can get your hands on quick loans with no guarantor.

  • Any income is acceptable

    You might be working hard on your project but need additional cash support. Feel free to approach us for start-up loans for business. Show us your income from the venture so we can lend you an affordable amount. In short, having an income is vital for us. We will be able to help, provided you establish a stable means of income.

I have bad credit. Where can I use no guarantor loans?

The best use of a loan with no guarantor is for those with poor credit issues. Yes, they have lost their credibility, and everyone will hesitate to take their loan guarantee. During that scenario, availing of these loans will give a sigh of relief to them.

Our no-guarantor loans are specialised for those with less-than-perfect credit scores. Moreover, we have personalised our loans for bad credit with no guarantor in the UK, making it comfortable for them to fetch the necessary funds at crucial times. We will not restrict you from using these loans, as I know your purpose will be genuine.

Get financial coverage for any emergency or unexpected cause. These loans can cater to diverse necessities, provided you use them perfectly. Face no obligation to take care of different situations like:

  • Tackling financial emergencies

    With getting quick loans with this no guarantor option, you can easily meet hospital bills, unexpected cash issues, manage payment of rent and utility bills, and many more. As the lender, we do not need to verify the guarantor’s details, as there is no involvement of the third person.

  • Enhancement in credit scores

    Since you have a poor credit score, you can better utilise loans without the guarantor’s compulsions. You pay all the loan instalments till the loan term ends. If you can do so, it will directly contribute to your credit score improvement.

  • Financial help during unemployment

    There is another stage where people with poor credit and no guarantor backup struggle a lot. It is unemployment. With no stable income, managing planned and unplanned expenses will be difficult. We have also shown our responsibility as a direct lender by providing loans for unemployed in the UK.

How do fast loans with no guarantor work?

Do you anticipate receiving no guarantor loans for bad credit quickly? We will materialise it for you. Our streamlined lending process enables you to accomplish all the essential steps quickly, and we can process your application instantly.


Extract the application for fast loans with no guarantor online. No need to go out anywhere.


Provide the necessary details in the application. The form will have a few mandatory fields to fill in.


Do not forget to re-check the details you have entered! It will help you correct any mistakes.


Once you complete cross-checking, proceed to submit. This step ensures that we receive your loan request.

Now, you have desired funds in your bank account. Indeed, you will start utilising them, but from now on, you need to maintain consistency in repaying the loan amount. Validate if you can pay for no guarantor loans for bad credit effortlessly. It will help you understand if the repayment pattern we offer will be suitable for you. We can stretch the duration at your convenience. However, you should be able to stick to it.

Whether there are bad credit loans or no guarantor loans from a direct lender, they do not ask for payment at one go. You can either portion out the amount to fit in the longer duration. Just be careful about the interest rate that will accompany this repayment format. You can repay loans in the weekly, fortnightly, and monthly instalments.

Why get loans without a guarantor from Everydayfunding?

You will drop by here if you search for loans without a guarantor in the UK. What should compel you to avail of our services? We believe they are the ways we will take up to fulfil your expectations. We have set plenty of objectives in front of us and responsibly implement them while providing loans. These loans are just one example, but each loan deal reflects our flexible nature as the direct lender.

Let us unveil them right here:

Reliability: We know our responsibility as a lender. We maintain a transparent way of dealing with borrowers as it enhances the trust factor.

24X7 support promise: Our services will be available for you round-the-clock. You can even get up at midnight and browse through our website.

Data safety: Borrowers share their personal information here, and we keep them safe by not sharing it with any third party.

Free loan quotation:We let you request a loan proposal. The best part is that we do not charge anything for it.

Frequently Asked Questions

Can I get a loan with no guarantor even if I have bad credit?

What loans can I get without a guarantor?

Why do people want to apply for these loans?

Can I be eligible for a quick loan?

How do I increase the loan amount limit?

How long does it take to approve my loan application?

Is it possible to get the loans without a job?

What could happen if I default on these loans?

Will my credit history suffer due to these loans?

How debt to income ratio relates to these loans?